Refinance Process

  1. Home
  2. /
  3. Refinance Process

Refinance Your Loan With Oakbury Financial Group

Research has shown many Australians are paying far too much interest when it comes to their home loan.

To save thousands and reduce the life of your loan, regularly reviewing your mortgage and refinancing with the help of a lending specialist is essential.

Refinance Loan Melbourne

What is refinancing?

When you sign a loan, it will usually have an expiry date of three to five years. This doesn’t mean you have to pay it off in that time! It simply means you have the option to switch to another lender or renegotiate to pay less interest.

As the market and your circumstances change, so do your home loan options. You should look at refinancing regularly to make sure you’re getting the best deal. This can be done quickly and cost-effectively with the help of Oakbury Financial Group.

Your refinancing options

Oakbury Financial Group will help you decide between a range of lenders and products to choose the right approach to refinancing.

The refinancing options to consider include:

  • Interest rates
  • Flexible payments
  • Offset accounts
  • Redraw
  • Fixed vs variable rates

It can be overwhelming to understand what’s best for your circumstances, which is why we’ll explain everything in detail for you.

You’ll also have to be aware of any exit costs involved with leaving your current lender and whether the money you save will make switching worthwhile. A lending specialist from Oakbury Financial Group will share the calculations so you have a clear picture of how you’ll benefit from switching.

It can be overwhelming to understand what’s best for your circumstances, which is why we’ll explain everything in detail for you.

You’ll also have to be aware of any exit costs involved with leaving your current lender and whether the money you save will make switching worthwhile. A lending specialist from Oakbury Financial Group will share the calculations so you have a clear picture of how you’ll benefit from switching.

Refinance with Oakbury Financial Group

Even if you haven’t worked with Oakbury Financial Group before, we can help you understand your options for refinancing.

Book a 15 minute strategy call and we’ll get to know your current circumstances before letting you know how you can reduce the cost of your home loan.

Menu